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Who's ready to save some money and live better?

In this guide, we will be discussing discounts and rebates that you and your business can use to increase your profits and get personal “kickbacks.” Many of these methods are completely free — there’s no reason not to use them.

General Discounts & Rebates


  • Formerly called Ebates, Rakuten is an easy way to get cash back on your everyday business and personal purchases. They offer a website and app where you can get links where you receive rebates when you shop. There is also a browser extension that will automate your cashback.

  • Rakuten also offers several special offers and coupon codes at popular stores.

  • Look for double or triple cashback offers — they frequently offer 10% back at Nike, which is an awesome offer, especially paired with other discounts listed in this guide.

  • Rakuten pays out by either check or PayPal. You can also get your earnings back on a gift card with a bonus added!

  • With our special sign up link, you can get a cash bonus and support our mission.

Store Specific Discounts


  • Amazon discounts are unfortunately usually pretty hard to come by. Rakuten typically doesn't offer cashback for Amazon and gift card discounts are hard to come by. While they used to offer a 2% Amazon Reload discount, this is no longer offered.

  • If you are interested in a store credit card, shop at Amazon a lot, and feel confident in your ability to manage a credit card, we'd recommend the Amazon Business American Express Card. It doesn’t have an annual fee and offers 5% back on Prime purchases and Amazon Web Services purchases, as well as other benefits.

  • Sign up for a Business Prime account to unlock special business discounts as well. A Business Prime account will also give you the opportunity to order larger quantities of particular items. Use our link: to help support CommerceNavigator!


  • Target offers TWO ways to save money on your purchases, but be careful as Target’s policy does not officially allow reselling. Some sellers have had their Target Circle accounts limited after making too many big purchases.

  • Target Circle offers 1% back on all of your Target purchases, no matter your payment method. This means you can stack this discount with your rewards earning credit cards. Just sign up for a Target Circle account!

  • Target also offers the RedCard. The good thing about the RedCard is that it is offered in both a credit and debit card format. Both cards receive 5% off any purchase that will go through with the card. You’ll also periodically receive a percentage off coupon.

    • With a credit card, you’ll have a predetermined credit limit. With the debit version, you will just notice the card declining after too many large purchases in a short period of time.

    • We'd recommend the debit card version as you still get 5% off and it links directly to your checking account. Target processes purchases like they’re an e-check.

Best Buy

  • Best Buy has a great program for businesses, Best Buy Business. To sign up, you will need an Employer Identification Number (EIN) from the IRS to unlock business perks.

  • You can earn Best Buy Rewards towards future purchases. You’ll also be able to order in larger business quantities, with discounts on select products.

  • This program is completely free, so there’s no reason not to sign up! Here's a link to the program page: Best Buy for Business - Best Buy.


  • Who doesn’t like Costco? If you’re lucky enough to have one in your area, Costco is a great value for business owners. Even if there’s not one nearby, they have lots of good products and discounts available online.

  • A regular Gold Star Costco membership costs $60. An executive membership is $120. The executive membership comes with many perks, but the most valuable is definitely the 2% back. At the end of the year, you’ll receive a Costco voucher of up to $1000/membership. This must be redeemed at Costco, however, you can make a small purchase and get the rest back in cash or check. You can also attach your membership to your state resale permit and save on taxes.

  • Costco also offers routine instant savings that will help you to save hundreds of dollars.

Sam’s Club

  • Sam’s also offers some good deals, however they are not quite as well loved as Costco.

  • Their basic membership is $45/year, while their plus membership is $100/year.

  • With the plus membership, you can earn $10 in cash back for every $500 you spend.

Urban Outfitters

  • Urban Outfitters carries lots of current and popular goods. They also have a great rewards program.

  • In select markets, their UO UP membership program offers 15% off of every purchase, including those where you’ve already used a coupon. This program is just $48 a year, but you’ll get a $20 gift card when you sign up. The best part is your membership also includes free shipping on any order with no minimum.

  • The Urban Outfitters rewards program gives you so many points towards a $5 off coupon per purchase, not based on your purchase amount. This is where UO UP free shipping comes in handy. You can order each individual product you want individually, getting free shipping on each, to get those $5 off coupons quicker.

Good to know: Portions of this article may include referral links. Referral links help us to both earn money to further our businesses. Trust us: we wouldn’t recommend a service that we don’t believe in just because there’s a referral link we can earn money from.

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